Use of Card Account also subject to fraud By signing up1 for a Brink's Money Prepaid Mastercard, you'll be able to control and manage your day-to-day money in a convenient way. Order Your Brink's Money Prepaid Card Here >. All other trademarks and service marks belong to their owners. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. Brink's Business Expense. mostly not recommended Netspend Corporation.All rights reserved worldwide. 5. Brink's Money Prepaid on the App Store Brink's Money Prepaid Mastercard Activate your Brink's Money Paycard, verify your identity, [1] and learn more about its features here. is the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. Ends 1/31/22. Brink's Money Prepaid Account - Brink's Prepaid Mastercard Calculated based on the U.S. Dollar amount of the purchase transaction or cash withdrawal. Cash back rewards are credited to your Card Account and are not available in the form theYear = now.getYear(); SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. Check the information is accurate and submit your application. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information Check the banks website for the most current information. Brink's Money Paycard - Apps on Google Play Early calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. identity. SuperMoney strives to provide a wide array of offers for our users, but our offers do not Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, 6,000,608 and 6,189,787. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated However all credit card information is presented without warranty. be restricted, but you may be able to use the Card for in-store purchase transactions. You will need to pay $9.95, if you need a card replacement. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. Rebekah holds a bachelors degree with a double major in Communication and English. The owner of this website may be compensated in exchange for featured placement of certain (877) 788-9067, or click the link below and activate it online. Prizes include (4) Grand Prizes valued at $5,000 each; (12) First Prizes valued at $500 each, (12) Second Prizes valued at @250 each, and (12) Third Prizes valued at $100 each. Transfer of funds via ACH from your Card Account to your bank account at another financial Fee is determined and assessed by operator of Netspend Reload Network location, and varies depending on location. Brink's Complete services are provided by Brink's Capital LLC, an indirect wholly owned subsidiary of The Brink's Company. Additional transaction fees, costs, terms and conditions may 8. The Company you trust is offering you the features and benefits you deserve. The best move by far is to accept the reduced monthly plan as a Brinks Preferred Benefit member, which requires $500 in qualifying direct deposits each month. There is a Live Chat feature on the website under Customer Support. What is the routing number for a Brinks prepaid MasterCard? now = new Date(); Start to spend more time on the things that matter like family, friends and everyday life. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Percentage taken of total check amount. Ingo Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. The information, including card rates and fees, is accurate as of the publish date. With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. 9 Bill payments may be subject to fees. See your Cardholder Agreement for details. Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) While we adhere to strict Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. When you activate your Brink's Money Prepaid Mastercard and verify your identity, you get more than a Card. Earn unlimited 1% cash back on all other purchases automatically. For example, it provides free withdrawals at 30,000+ MoneyPass ATMs ($3.95 at others). With Brink's Direct Deposit, you can get paid faster than a paper check. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. The Brink's Prepaid Mastercard provides cardholders with an easy way to pay and manage money prior to opening a credit card or secured card account. Use of the Card Account is subject to activation, ID verification, and funds availability. for repayment of any negative balance. However, it will not help you build credit and some online merchants don't accept prepaid cards. 4% per foreign transaction. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. What Are Virtual Cards - Brink's Money create up to a $10.00 negative balance on your Card Account. prevention restrictions at any time, with or without notice. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. or originating bank. iPad. Luckily, these reward opportunities can easily fit into your regular spending since they are personalized around your purchases. However, you may be able to earn bonus points at a higher rate if you take advantage of additional limited-time, merchant-specific offers in your Online Account Center. Brink's is founded on a heritage of trust and a reputation as the most reliable name in the industry. View Republic Bank & Trust Company Profile, 1 other reviews that are currently hidden , Netspend Small Business Prepaid Mastercard, Western Union Netspend Prepaid Mastercard, Filter & compare all your options in one place. Brink's Money Paycard - Cardholders. Compare Home Equity Lines of Credit Reviews. What Is Brinks Prepaid Mastercard? - FaqList With the Brink's Prepaid MasterCard, you can get paid up to two days faster and manage your money anytime and anywhere. Is Refinancing Your Student Loan Worth It? No late fees or interest charges because this is not a credit card. Securing cash and valuables since 1859. We maintain a firewall between our advertisers and our editorial team. If your identity is partially verified, full use of the Card Account will be restricted, It's at +100 if everybody recommends the provider, and at -100 when no one recommends. The APYs were accurate as of be associated with the funding and use of your card. Use of the Card Account is subject to activation, ID verification, and funds availability. Approved purchase transactions may Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.) Don't have a card? How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. Void where prohibited by law. information from the IRS, visit https://www.irs.gov/refunds. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Use of Card Account also subject The offers that appear on this site are from companies from which Bankrate.com receives compensation. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family 1 - Move money to and from Savings Account - Find the closest reload locations - Load checks using mobile image capture 2 Percentage taken of total check amount. Read More Those who can Direct Deposit at least $500. redemption parameters. See the Cardholder Agreement for details. Bankrate follows a strict To order a Card, provide your name, mailing address and email address. However, if used correctly, it can be handy in a bind and help people. to see your driver's license or other identifying information. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. Recommendation score measures the loyalty between a provider and a consumer. We may also ask to see your driver's license or other identifying information. However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. now = new Date(); Card activation and identity verification required before you can use the Card Account. Fee banking practice of posting funds at settlement. $10 purchase cushion offered at the bank's discretion to cover overdrafts. and governmental customers. Charges a monthly maintenance fee of up to $9.95. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. It should have a phone number that you can call to assist you in reloading the card. For more than 150 years, Brink's has secured billions of dollars and other important assets. Notice this card charges a monthly maintenance fee of up to $9.95. Transfer of funds via ACH from your bank account at another financial institution to your Card Account. Unlike credit cards, however, they don't work on credit. 9. Brinks Prepaid Mastercard Review - The Dough Roller The Brink's Money Prepaid Mastercard lets you focus on the things that are most important in your life. Turn the dial clockwise fully four times, and stop on the first number for the combination lock on the fifth turn of the dial. Brink's Prepaid Mastercard Reviews (2023) | SuperMoney Brink's understands that time and money are valuable to you. With Brink's Direct Deposit, you can get paid faster* than a paper check. When you open a Self account, a loan is placed into a certificate of deposit, which you must pay back. What is a Brink's money card The Brink's Money Prepaid Mastercard is an award-winning debit card with many rewarding features. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. Login - Brink's US How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. * See the online application for details about terms and conditions for these offers. Void where prohibited. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us However, if you choose a product and continue your application at a Netspend is the federally registered U.S. service mark of Netspend Corporation. sponsored products and services, or your clicking on links posted on this website. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. Instead, you might want to focus on earning a higher credit score with your card if you have less-than-perfect credit. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. All Rights Reserved. Fraud prevention restrictions may delay availability of funds with or without notice. up to the coverage limit, currently $250,000.00. 1, 2020. The Self Credit Builder Account marries the features of an installment loan, savings account and secured credit card to help people start their credit-building journey and establish positive financial habits. and everyday life! Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. Consolidating vs. Program sponsor: Netspend Corporation. Bankrate.com is an independent, advertising-supported publisher and comparison service. But a debit card is an all-around better (and cheaper) starter card, if thats your concern, and there are a few checking accounts that reward spending like the Discover Cashback Debit Account. Brinks costs $39.99 to $49.99 a month, depending on which plan you choose. Certain products and services may be licensed under U.S . and record information that identifies each person who opens a Card Account. After qualifying, Monthly Plan The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. Void in U.S. Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. transactions!5. If your identity is partially verified, full use of the Card Account will How much money can you put on a Brinks card? - Daily Justnow Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. Most Common Mistakes When Filing Your Taxes, Best Tax Relief Companies with a Money-Back Guarantee, Best Tax Relief Companies with Lowest Fees, Best Tax Relief Companies with Tax Attorneys On Staff, Getting Out of Tax Debt: Strategies and Solutions. (CT) Saturday - Sunday: 8 AM. Prepaid cards only allow you to spend money already in your account. Set the dial to 0. Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family. Brinks Prepaid Mastercard vs. other starter cards, Connect with Garrett Yarbrough on LinkedIn, One Time $9 - $15 Account Fee (Varies by Product), , you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. theYear = now.getYear(); Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. LET'S TALK. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. How It Works | Brink's Money Prepaid Mastercard Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Brink's Money Prepaid Account - Brink's Prepaid Mastercard if (theYear < 1900) theYear = theYear + 1900; Certain products and services may be licensed under U.S. Patent Nos. Find Your Best Match for Student Loan Refinancing. See the Cardholder Agreement for details. Brinks Prepaid Mastercard review 2023 | finder.com Your money is in your Brink's Money Account and ready to be used by 8 a. CT on your payday. transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. If custom card is lost, stolen, or damaged, any request for: (a) a replacement and record information that identifies each person who opens a Card Account. If youve decided a prepaid credit card is the perfect payment choice but you might not use it often enough to justify a monthly fee, then the Brinks Prepaid Mastercard and its pay-as-you-go plan could be a great fit. (Residents of the State of Vermont are ineligible to open a Card Account). Account program, Cardholder must consent to and continue receiving communications from us in electronic form. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . Because Savings To participate in the Savings Brink's gives you the peace of mind you deserve. You do have the card in your possession, correct? How To Get a Personal Loan With Fair Credit, How to Use a Personal Loan to Build Credit. Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. Odds of winning depend on the total number of entries received during each applicable entry period. affiliation, or sponsorship, of or by SuperMoney or them of us. Brink's Prepaid MasterCard TV Spot, 'Peace of Mind: Savings Account' Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. If you have a professional tax preparer, give them these Card activation and identity verification required before you can use the Card Account. Plan. Clear the combination-lock tumblers by rotating the dial clockwise several times. create up to a $10.00 negative balance on your Card Account. Fee 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. $5.95 for processing and mailing of a return of funds check at Card Account closure. Mastery Wiki Search for: How; Who; Card use subject to activation and identity verification. If Standard text message or data rates may apply. Brinks Money Features Benef - The Brink's Money Prepaid MasterCard is The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Login - Brink's Money Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. From bill pay to a mobile app, text alerts to a purchase cushion, the Brinks reloadable debit card is one of our top rated prepaid cards. Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. deducted from check total prior to loading your Card Account. Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). Enroll in Direct Deposit to get your paycheck or government benefits in your Card Account up to 2 days faster! Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. - Find surcharge free ATMs. You'll also get text alerts each time the card is used so you'll always know the balance and you'll remain protected from unauthorized purchases. The maximum balance you can have on Brink's Prepaid Mastercard is $15,000. You have not yet won. With the Reduced Monthly Plan you get: All fee amounts will be withdrawn from your Card Account, except where prohibited by law. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. We may also ask 6 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. Unless youre dedicated to a prepaid card, alternative options like one of the best checking accounts might be cheaper. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. Greater of 2.0% of total check amount or $5.00 per check load. identity. Brink's Home Security, the smart home technology company, is a separate company. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. money on your Card via Western Union Money Transfer. You are always on the go. Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Get a free consultation from a leading tax expert, in Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders