They told me that I am in debt to Sprint for over $300 This outsourcing the initial collections is not that uncommon. It's not like the person on the other end of the phone actually cares about you or your debt, or your problems. Funny thing is that the account they claim I had has never appeared in my credit reports which I keep track of. Learn more about obtaining detailed information about your account over the phone. If you make this agreement, you MUST have it in writing, if it isn't is writing, there is no agreement. As a result of our investigation we are replying with the following information: On 1/18/2017, Sprint placed this account in our office to collect a balance on their behalf of $834.26. Patients made into prostitutes and sex slaves, bilking insurance companies out of millions, Sac_County Iowa Prosecutor Ben Smith pays $750,000 to settle Ripoff Report 1983 civil rights lawsuit.. Federal Judge stops prosecutors abuse of power against ED Magedson Founder of Ripoff Report. Therefore, its important to request debt verification ASAP. If Sprint is willing to take payment, they will recall the debt from Convergent, Convergent has to remove the account since they no longer have rights to collect, and sprint has no reason to re-add the debt since they are paid off.(sprint re-adding the collection is the unsure part), Not gonna say 100% but this is how it worked with T-Mo. Really think they have likely moved/moving to T-mo collection policies. I confirmed with T-Mobile that my account is 0. I received a collection letter that I owed T-Mobile 166.80. Collection companies typically only agree to this if you paid the debt and havent made any late payments since. If that happens then show proof your payment was to Sorint direct and it would be deleted. Re: Sprint sent account to collections, Convergent Outsourcing. You also are directed to manage your account at midlandcreditonline.com. Going to have to wait for someone to chime in with a more current collection Ill ask around .. Wonder what happens if you try to go in through Tmo vs Sprint and try to pay off the collection.do they just redirect you out Could try calling Tmo with no initial mention of a sprint collection.. if they dont redirect you to convergent. then offer to pay the sprint bill.. As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance. - Wait a few days, it most likely won't be deleted even if they said it would. Tell us has your experience with this business or person been good? It often has more success because of its industry knowledge and negotiation tactics. Sprint and Convergent Outsourcing Success? - myFICO Forums - 4763742 So i tried a lot and they wont do PFD, should i just pay to sprint and they would just have to delete the collections from my report ? I just got an email from Convergent with a letter attached stating that they've requested all deletion of this trade line from all. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. FRAUD ALERT! I contacted this Convergent outsourcing thinking they were a business that fights for the rights of consumers. Maryland Residents: This agency is licensed as NMLS ID # 930053. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. They should be able to see whether there was or not and whether you need to deal with sprint. I was told I owed Cox communications 200 dollars from over 5 years ago. I received a letter from Convergent saying sprint placed my account with their office for collection. Neither one is in the wrong legally. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Received notice of debt collection. Press J to jump to the feed. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. My tertiary goal is to pay as little as possible. The letter needs to explain the reason for your late payment and why youre requesting removal. Its possible that the information Convergent Outsourcing has regarding your debt is incorrect or that the debt doesnt even belong to you. So, now I'm not sure how to handle this. Contact Convergent Outsourcing Contact Us If you are trying to stop calls from 770-870-1070 Convergent Outsourcing, please visit our Stop Collection Calls From Convergent Outsourcing page. Further information is available in our FICO Data Privacy Policy. If not, the collection on your report can stand as you had a valid debt, that was being collected from a valid debt collector. This profile has not been claimed by the company. Copyright 1997-2023 Ripoff Report. I don't dispute that I ever had a Sprint account. Convergent Outsourcing, Inc Scam Collection for Sprint Renton Washington. Renton Washington, Jefferson Capital Systems LLC Convergent Outsourcing Inc St. If you paid the debt and you're currently in good standing with the original creditor, deleting the collection from your credit report is still a possibility. As of April 1st, 2020, Sprint is now part of T-Mobile! They stated update will occur. Houston Texas, convergent convergentusa, convergent outsourcing inc Attempting to collect on a 23 year old debt wixom Michigan, Convergent Outsourcing, Inc. Verizon Wireless overdue, haven't used that mobile company in 6 years. SAVE THE CHAT! Estimate your FICO Score range Estimate for Free povertybro Contributor 04-22-2021 12:04 PM Sprint sent account to collections, Convergent Outsourcing. I'm just thankful to knock another baddie off my reports! You may find that it wont budge, even after you try the strategies above. - You can ask them if you pay in full right now, will they delete the Convergent collection. Enjoy reading our tips and recommendations. This piece of federal legislation prevents debt collectors from harassing customers to pay. I am not paying them another dime. Why You May Be Getting Scammed Through Your Mailbox - Live Like You Are I will keep you posted on how/if it gets reported this month and going forward. If you would like to see more Rip-off Reports on this company/individual, search here: Read more reports about Convergent Outsourcing, Inc. For example, you may have a baby on the way or want to apply for a mortgage. She said to give them a call and try to settle for less with them. If it is their collection dept., did you try to get them to recall the debt? All rights reserved. I have never had an account with Verizon! Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. I told them that it was paid and that was the reason they stopped taking money out of my account and listed this dept as paid on all of my credit reports. Balance due is 1700. Then a letter came from the saying I owe over $1200 to Dish Network and they are collecting. Please Help Me Get Convergent Off of My Report! That's if they're reporting. - Hopefully you will have the same luck as me and they respond finally saying yes, it will be deleted. ConsumerAffairs is not a government agency. On 07/06/2020, Sprint notified our office of a payment in the amount of $834.26. It was founded in 1950 and currently has about 2,300 employees across 12 offices. How to deal with Convergent Outsourcing - Bills.com to the credit bur. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. FTC's website on credit. Your credit score will be affected by this Company. The FDCPA prohibits a debt collector from engaging in specific forms of harassment, including: While Convergent Outsourcing claims to provide its representatives with FDCPA compliance training, its still possible for a representative to commit an infraction. Convergent generates proof of payment after your payment has posted, which means that it has cleared your bank and our bookkeeping department, typically this happens within 2 weeks of payment. Somehow before I did they bought the debt and are reporting it. The contact details for Convergent Outsourcing are: 800 SW 39th Street. If so, what's the best way to have them do this? I owe 1,700. Doubt they will remove it. If this describes your current situation, send a letter to Convergent Outsourcing and request a goodwill deletion. Ripoff Report has an exclusive license to this report. So I wonder what step to take to file a claim against this company. Corporate Advocacy Business Remediation and Customer Satisfaction Program. https://www.sprint.com/en/landings/chat.html, https://www.elliott.org/company-contacts/. INC. FIRST BANK AND TRUST MIDLAND FUNDING, LLC Sent me a settlement statement for a bill to this company. SCAM! Convergent Outsourcing does not buy or own your debt. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. More details on software and accessibility are available at WebAIM.org. Create an account to follow your favorite communities and start taking part in conversations. He confirmed that after paying CO, Sprint would delete the account from my CRs. A credit repair company can remove a negative mark from your credit report by communicating with the debt collector on your behalf. Our representatives will contact you in accordance with FDCPA standards in order to secure payment on your debt. Play video Make A Payment If you have an account with Convergent, you can make a payment online or call us at 800-444-8485. Houston Texas, Convergent Outsourcing, Inc false claim of oweing money Houston Texas, Convergent Outsourcing Inc. ATERS001 Sears National Bank RIPOFF Houston Texas, convergent outsourcing inc Sue Called to talk to me about debt that was due this year. It was easy and if you've been harassed by them you need to do this. I have a collections account being reported by "Convergent Outsourcing". So I paid them 2 payment Dec. And Jan they took out of my banking acc. Renton Washington, Convergent Outsourcing, Inc. ATERSO01PO Box 1022Wixom MI 48393-1022 Notice received by US Mail stating I owe Dish Network $149.85 and offering me a settlement amount of only $74.93. In full! The issue is, I never had an account with Sprint. How to Remove Convergent Outsourcing from Your Credit Report Renton Washington, Convergent Outsourcing Inc. Scam- Trying to collect a paid AT&T account from 16 years ago Renton Washington, Convergent Outsourcing, Inc. For more information about reviews on ConsumerAffairs.com please visit our People would take advantge of it, skip a payment, and get a deletion. I contacted this Convergent outsourcing thinking they were a business that fights for the rights of consumers. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. We value your privacy. Do you owe Convergent Outsourcing money? Make a Payment - ConvergentUSA If they agree that the entry is inaccurate, theyll remove it from your credit report. Is Convergent Outsourcing legit or a scam? Learn more. FAQs It was gone off my reports within 2-3 days. Convergent Outsourcing is one of the largest debt buyers in the country. Convergent Outsourcing is not a scam. And I owe them money. I suppose they need to provide: Proof of contract - with sign-on and termination dates. Convergent Outsourcing, Inc. is a debt collection agency. How those businesses take care of those complaints is what separates good businesses from the rest. File your review. This is exactly what it sounds like: These types of agreements are rare, but a debt collector may agree if its desperate for your payment. I told him I have had this number for 18 months, do not know anyone by that name and I was going to report him, which I did. I swapped services from Sprint to Verizon and have been paying the bill down but it's been over a month since the final bill. Suite 100 Renton, WA 98057, Phone number: 800-444-8485 Website: http://www.convergentusa.com/. If you have an account with us, we're here to help! Just updating my progress with Convergent. One of our team members will walk you through the payment process and answer any questions you may have. Within 48 hours it was on my credit report dropping me almost 20 points. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. I made arrangement to pay for some equipment for renting it, I did not owe them any money. But, I believe that a majority of the amount that they are claiming that I owe is due to an early termination fee - on an ipad account that I don't believe I terminated early (i.e. It's advisable to send a debt validation letter via certified mail to get confirmation of receipt and to create a paper trail. I never spoke to them again. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. They are so good at disguising themselves they even have an official looking form. Start by offering to pay Convergent Outsourcing half of the amount you owe and negotiate from there. They told me to contact their collections people. A link has directed you to this review. How to Tell if it's a Debt Collection Scam - ConvergentUSA Further dinging score. They are billing me for something I've never had from them. It took a few people and tries but they are finally deleting. This one so contrived, premeditated, using a fake name and explanation. They are offering me a 50% settlement offer of, $806.93. She said that Convergent does not buy debt, they only attempt to collect the debt for other companies. Renton Washington, Convergent Outsourcing Inc. Galaxy Asset Purchasing, LLC Debt Settlement for credit card I never had Renton Washington, Convergent Outsourcing Inc Collection Fraud Houston Texas, Convergent Outsourcing Inc. Un-Reputable Collection company trying to rip me off. So from what I am seeing, either way, Convergent can legally have it on your report. Ive seen many threads which detail how to remove this account by paying the original creditor, however my mom went ahead and paid convergent directly. If there is no email on file, the consumer will be mailed a copy of their receipt. Convergent Outsourcing does not accept payment in exchange for credit deletion. If a CA buys a debt they can report as if they were the OC. As a debt collection agency, we work on behalf of our clients to collect outstanding debts and unpaid bills. If this is the case, consider contacting a professional credit repair company. I'd only worry if they fail to indicate that you paid the debt. They wont respond to anything but complaints saying they have validated it which is a complete lie. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. **FORWARD TO THEM A COPY OF YOUR CHAT TRANSCRIPT IF THE CSR SAID IT WOULD BE DELETED! Convergent Outsourcing, Inc. is a debt collection agency. I have the same collections from sprint thru convergent outsourcing on my credit report. Our representatives are trained to actively listen and help guide you through the debt collections process in a flexible manner that will best serve your current financial situation. Payment FAQs How do I find my account number? They collect debts for financial institutions like Credit One Bank and PayPal, and telecommunication companies like Sprint and Verizon. They said according to sprints policy they cannot delete from the trade line. I HAVE NEVER OWN A TOYOTA! However, there may be instances where credit reporting agencies take a few weeks to provide updates. Renton Washington, Convergent Outsourcing Inc bill scam/fraud Renton Nationwide, palisades collection convergent outsourcing, inc I recived a bill today in my name but with my x husbands last name spelled wrong for an at&t bill, I have never had at&t service, I called to dispute it & all I got was them wanting to confirm who I was on a recording & wanting payment for over $400.00 !! Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. It believes youre more likely to pay if youre desperate to get rid of it. says who it is but nobody is ever on the other end of the line. Work out a payment plan. Can see right through this one. They're just trying to meet their own metrics. I owe 1,700. I had a Spring sent to ERC. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. You may try a GW campaign with OC. The account is in the amount of $621. It's the only way to shut them down. Convergent Outsourcing, Inc 800 SW 39th St/PO Box 9004 Renton, Washington USA Phone: 8662916364 Web: www.convergentusa.com Category: Cellular Phone Companies Convergent Outsourcing, Inc Scam Collection for Sprint Renton Washington Print this Report Email this Report Tweet Business Rating: Rate this business Kind regards, Compliance Representative at Convergent Outsourcing, Inc. From my understanading, none of this matters except that I've paid Sprint and Convergent has no right to report. FTC's website on credit. The agent asked some questions, and at first I thought I was talking with someone from Sprint. Work with Lemberg Law out of Wilton, CT. Calls coming from Atlanta, Georgia. Have anyone dealt with sprint/ convergent outsourcing in the past? Don't dispute again, it will come back validated. https://www.ripoffreport.com/reports/convergent-outsourcing-inc/renton-washington-98057/convergent-outsourcing-inc-scam-collection-for-sprint-renton-washington-1174751. - Send one more email to executive office asking nicely again to have it deleted. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Plaintiff's Experian credit report states an account in Defendant's name, not in Sprint's name, was opened on September 17, 2019, the same date the parties agree Sprint authorized Defendant to begin collecting . Labarr v. Convergent Outsourcing, Inc. - Casetext Renton Washington, Bank Fraud, Credit Card Service, Collection Agency, Convergent Convergent Outsourcing Inc Sent me a notice stating they are gving me an opportunity to settle debt of $5,198.45 for the sum of $1819.46 Renton Washington, Convergent Outsourcing, Inc. Galaxy Asset Purchasing, LLC Sending Letters and calls for debt collections Renton Washington, Tempoe LLC Convergent Outsourcing Inc. b***@convergentusa.com. If they say no, you can still try further. My payment to CO is on the 15th of this month. Convergent Outsourcing/Sprint Help Hi all. If you do not owe any amount, file a complaint with the FTC, FCC, and Better Business Bureau, ask them to provide a debt validation letter (search the internet for a sample). Convergent Outsourcing is a legitimate debt collection company. How long does it take for my credit report to update after I make a payment. When a debt collector contacts them, many consumers are unaware that the FDCPA provides protection from this kind of abuse. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. How To Remove Items From Your Credit Report, How To Boost Your Credit Card Approval Odds. I ended up paying the entire balance through sprint in order to get account removed. Caller I.D. Except when it drops off the credit report. If someone knows please reply. How do I get them to delete their reporting. A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protections website, www.nyc.gov/dca. 800 SW 39th Street, Suite 100Renton, WA 98057, 800-444-84857 am to 5 pm Pacific TimeMonday to Friday, New York City Residents: Please be advised that language access services, including the translation of information into a language other than English, may be available. bureaus (they were only reporting to two). Dorado, PR 00646, Metro Office Park No luck. Since they were on leases that left me on the hook for around $1400. I'm down to one last account, and would like some guidance on how to tackle it. I paid $834.26 directly to Sprint on July 5th and received a confirmation number of 123456789 for my payment. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. Work with Lemberg Law out of Wilton, CT. Ripoff Report | Convergent Outsourcing, Review - Renton, Washington North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. The whole industry is designed around fear and harassment - yet collection agencies buy and sell your debt routinely.
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